Short-term medical insurance is temporary health insurance for those individuals and families that have a need for health coverage for a specific period of time.  If you are between jobs, short-term medical may be a good fit for you.  Short-term medical insurance usually works best in a situation where the insured is very confident that he/she will need the coverage for a year or less.

It is very important to truly understand how short-term medical insurance works, and it's also important to realize that the most important part of the decision making process is to know the length of time that the coverage will be required. 

Assurant Health(formerly Fortis Health) is a recognized leader in the Individual and Short-Term Medical market.  The Time Insurance Short-Term Medical plan covers a wide range of medical services including physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient hospital surgeries, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million.   

The companies' primary products include Individual Medical, Small Group, Short Term , Travel Insurance and Student Health Insurance products, as well as non-insurance products and consumer-choice products such as Health Savings Accounts and Health Reimbursement Arrangements. 

If you are seeking Health Insurance plans as an alternative to COBRA, as a College Student, or in preparation to travel abroad, please click on the links above for more information.   

If you are a small business owner or self-employed and interested in a competitive Health Plan, feel free to contact me for a free quote.